横向对照
全部 9 个档位放在同一张表。签证清单与 8501 判定均取自各产品页自述，未做任何推断；官方页写有 “and more”，因此签证清单不视为穷举。
非官方声明：本站是独立第三方资料站，
与 Medibank Private Limited 无隶属、代理或授权关系，不是其官方网站，
也不代表其发布任何公告或价格。产品信息整理自其公开页面，以官方 PDS 与报价为准。
利益披露：通过本站链接投保，本站可能获得佣金；这不影响本站对档位差异的描述口径。
利益披露：通过本站链接投保，本站可能获得佣金；这不影响本站对档位差异的描述口径。
| 档位 | 类型 | 8501 | 适用签证（页面自述） | 官方页定位 |
|---|---|---|---|---|
| OSHC 基础型 Essentials OSHC | OSHC | 未说明 | 500 | Cover that meets your student visa health insurance requirements (for all course types), while helping towards your hospital and medical costs. |
| 入门型 住院+医疗 Overseas Visitors Starter Hospital and Medical | OVHC | 不用于 | 188、400、417、462、489、600、601、651 | A mid level cover option for younger visitors to Australia who don’t require health cover for visa purposes (condition 8501), but want the peace of mind of having cover for more than the essentials (incl. Heart and vascular system services) during their time in Australia. |
| 基本型 住院 Overseas Workers Base Hospital | OVHC | 满足 | 188、400、403、407、408、417、462、482、485、489 | A great option if you want to meet your visa health insurance requirements (condition 8501) on a budget, along with the peace of mind of having a top hospital cover, but don't need cover for outpatient service like seeing a GP. |
| 核心型 住院+医疗 Overseas Visitors Core Hospital and Medical | OVHC | 不用于 | 600、601、651 | Essential Hospital and Medical cover for short-stay visitors to Australia, offering coverage for accidents, emergencies and common medical needs. Suitable for those who don’t require health cover for visa purposes (condition 8501). |
| 标准型 住院+医疗 Overseas Workers Standard Hospital and Medical | OVHC | 满足 | 188、400、403、407、408、417、462、482、485、489 | An all-round option for if you want to meet any visa health insurance requirements (condition 8501) while having comprehensive cover to help with the cost of everyday medical services, like seeing a doctor, but don't need outpatient pregnancy and birth services or assisted reproductive services. |
| 进阶型 住院+医疗 Overseas Workers Advanced Hospital and Medical | OVHC | 满足 | 188、400、403、407、408、417、462、482、485、489 | Comprehensive hospital and medical cover that meets visa condition 8501 and includes a wide range of services from pregnancy and birth and assisted reproductive services to heart and vascular system admissions plus helps reduce expenses for GP (doctor) visits, x-rays and blood tests. |
| 全面型 住院 Overseas Visitors Comprehensive Hospital | OVHC | 满足 | 300、461、590、600、601、651、870 | This cover meets the Australian Government’s requirements for adequate health insurance (visa condition 8501). Great value Hospital cover that meets any visa health insurance requirements (condition 8501). Suitable for visitors who want comprehensive in-hospital support but don’t need cover for outpatient services such as GP visits. |
| 尊享型 住院+医疗 Overseas Visitors Premier Hospital and Medical | OVHC | 满足 | 300、461、590、600、601、651、870 | This cover meets the Australian Government’s requirements for adequate health insurance (visa condition 8501). Top level Hospital and Medical cover that meets any visa health insurance requirements (condition 8501), giving you extensive in-hospital and out-patient medical coverage to support your health and wellbeing during your stay in Australia. |
| 旗舰型 住院+医疗+附加 Overseas Workers Premium Hospital, Medical and Extras | OVHC | 满足 | 188、400、403、417、462、482、485、489 | Our only overseas health cover with extras, which is ideal for families and for meeting any visa health insurance requirements (condition 8501). It has comprehensive hospital and medical benefits, and pays 85% back at Members' Choice providers (up to annual limits)* for things like dental and physiotherapy. |
采集批次 20260806-2234 · 采集日期 2026-08-06 · 条款以官方 PDS 为准