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OVHC

进阶型 住院+医疗

官方产品名:Overseas Workers Advanced Hospital and Medical

Comprehensive hospital and medical cover that meets visa condition 8501 and includes a wide range of services from pregnancy and birth and assisted reproductive services to heart and vascular system admissions plus helps reduce expenses for GP (doctor) visits, x-rays and blood tests.

适用签证:188、400、403、407、408、417、462、482、485、489
8501 条件:页面自述可满足
保费:本站不提供数字,见文末说明
非官方声明:本站是独立第三方资料站, 与 Medibank Private Limited 无隶属、代理或授权关系,不是其官方网站, 也不代表其发布任何公告或价格。产品信息整理自其公开页面,以官方 PDS 与报价为准。
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住院保障

以下为官方页面原文摘录(未翻译,避免转述失真)

Helps towards the accommodation costs and doctors, specialists, surgeons and anaesthetists fees for the Included services below. What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Inclusions Waiting Period What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Icon help Icon Tick Ambulance services Unlimited emergency ambulance services Australia-wide. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn’t be transported any other way. Waiting Period Icon help Nil Nil Icon Tick Public hospital accident and emergency departments If you need to attend a public hospital accident and emergency department, we’ll pay 100% of any ‘facility fee’ charged by the hospital for attending their hospital department. The fee may not include all medical services provided and out-of-pocket expenses may apply such as for x-rays, blood tests and any charges raised by the doctor above the benefit we pay. Waiting Period Icon help Nil Nil Icon Tick No Excess for kids on a family membership No matter what hospital excess you choose on your cover, the excess will not apply if your kids on a family membership are admitted to hospital Waiting Period Icon help Nil Nil Icon Tick Rehabilitation Hospital treatment for physical rehabilitation for a pat

住院给付

以下为官方页面原文摘录(未翻译,避免转述失真)

' below. Public Hospital (as a private patient) Overnight accommodation in a private or shared room Same-day admissions Intensive care Operating theatre fees Outpatient and emergency department charges Hospital benefits Members’ Choice hospitals Medibank has agreements with most private hospitals and day surgeries in Australia. We call this our Members’ Choice network. When you visit a Members’ Choice hospital you will generally get better value for money compared to a non-Members’ Choice private hospital, provided the service is included under our agreement with the hospital and not Excluded under your cover. To find your nearest Members’ Choice hospital, visit medibank.com.au/memberschoice . Members’ Choice hospitals are subject to change from time to time and are not available in all areas.

住院自付额

以下为官方页面原文摘录(未翻译,避免转述失真)

Hospital excess This is the amount you pay towards your hospital treatment before we pay any benefits. It's paid once per person, per calendar year. It does not apply to children on a family policy. $300 Excess No Excess Cover type Cover type Icon help Singles Couples Families Single Parents Join now Loading from --> from Hospital excess Hospital excess $300 Excess No Excess Cover type Cover type Singles Couples Families Single Parents Join now Hospital excess Hospital excess $300 Excess No Excess Cover type Cover type Singles Couples Families Single Parents This is the amount you pay towards your hospital treatment before we pay any benefits. It's paid once per person, per calendar year. It does not apply to children on a family policy. Overseas Workers Cover - Want 8 weeks free? Join and maintain Medibank Overseas Workers Health Cover and you could get 8 weeks free. Offer ends 30 September 2026. T&Cs apply. n Copy promo code Copied! WORKER8 Need some help? We’re here to help you choose the health cover that matches your needs while you’re in Australia. Contact Medibank how it suits you; online 24/7, WeChat, in-store or by phone. Icon Mobile Contact us We’re here to help you choose the health cover that matches your needs while you’re in Australia. Ways to contact us Call 1300 981 380 Icon Contact Request a callback We’re here to help you choose the health cover that matches your needs while you’re in Australia. Request a callback Icon Chat Medibank 微信服务号 扫描二维码或搜索微信服务号Medibank_AU, 获取会员优惠,健康信息,保险相关知识及中文客服咨询服务。 Hospital cover Helps towards the accommodation costs and doctors, specialists, surgeons and anaesthetists fees for the Included services below. What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Inclusions Waiting Period What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive bene

医疗给付

以下为官方页面原文摘录(未翻译,避免转述失真)

below). Surgically implanted prostheses (such as an artificial body part like a limb) and other items on the Australian Government’s Prescribed List of Medical Devices and Human Tissue Products ^^ . Pharmaceutical Benefits Scheme (PBS)** listed medication given to you as part of your admitted treatment for most medical conditions, including medication prescribed for after you leave hospital. Private Hospital Overnight accommodation in a private or shared room Same-day admissions Intensive care Other benefits as set out in ' Hospital benefits' below. Public Hospital (as a private patient) Overnight accommodation in a private or shared room Same-day admissions Intensive care Operating theatre fees Outpatient and emergency department charges Hospital benefits Members’ Choice hospitals Medibank has agreements with most private hospitals and day surgeries in Australia. We call this our Members’ Choice network. When you visit a Members’ Choice hospital you will generally get better value for money compared to a non-Members’ Choice private hospital, provided the service is included under our agreement with the hospital and not Excluded under your cover. To find your nearest Members’ Choice hospital, visit medibank.com.au/memberschoice . Members’ Choice hospitals are subject to change from time to time and are not available in all areas. Hospital excess With Overseas Workers Advanced Hospital and Medical there is a $500 excess . This is the amount you pay towards your hospital treatment before we pay any benefits. It's payable once per member, per calendar year if admitted to hospital. For example: You have an excess of $500. You'd need to pay $500 towards your own accomodation costs before we'll pay any benefits. The excess does not apply for any children on a family membership . Medical benefits Overseas Workers Advanced Hospital and Medical includes benefits towards medical services provided by a doctor, that are listed in the government’s Medicare Benefits Schedule (MBS). The MBS is a list of medical services and corresponding fees. Overseas Workers Advanced Hospital and Medical pays 125% of the MBS fee for: general practitioner (GP) consultations other medical services provided out-of-hospital (for example, specialists, pathology and x-rays). in-hospital medical services provided as part of an Included service (for example, surgeon and anaesthetist fees) allied health services billed with an MBS item number (for example, eye checks and services related to chr

其他给付

以下为官方页面原文摘录(未翻译,避免转述失真)

24/7 Medibank Nurse Support Medibank health insurance members can chat to a registered nurse about their health questions or concerns and get guidance on what they can do next. Chat online or call 1800 644 325 anytime of the day or night, 7 days a week at no extra cost. # Repatriation If you or any person on Overseas Worker Advanced Hospital and Medical sustains a substantial life-altering disability or a serious medical condition, as determined by us, and needs to return to their home country, we may arrange and pay the reasonable cost of travel with the appropriate medical supervision. In the unfortunate event of death, we’ll pay the reasonable cost for the repatriation of mortal remains of you or anyone else on your membership to their home country. The provision of any repatriation benefit is at our discretion. Conditions apply, including waiting periods. Contact us or refer to the Overseas Workers Member Guide for more information. If your situation changes If at any time you gain access to full Medicare entitlements or your visa status changes (e.g. you are granted permanent residency), Overseas Workers Advanced Hospital and Medical may no longer be suitable. In these instances, you should notify us of the change in your circumstances. Medibank can still remain an important part of your private health insurance plans as we offer a large range of other covers.

需要留意的地方

以下为官方页面原文摘录(未翻译,避免转述失真)

Find out more about things like waiting periods and pre-existing conditions or check our list of definitions if you don't know the meaning of a word or phrase Find out more ~The fee may not include all medical services provided and out-of-pocket expenses may apply such as for x-rays, blood tests and any charges raised by the doctor above the benefit we pay. ^^If you need to be hospitalised for a procedure requiring a surgically implanted prosthesis (for example: a pacemaker or cardiac stent), we’ll pay the minimum benefit for the thousands of items set out in the Australian Government’s Prostheses List. **The PBS provides subsidised prescription drugs to residents of Australia, as well as certain foreign visitors covered by a Reciprocal Health Care Agreement. # Some referred services may involve out of pocket costs and waiting periods may apply. n Offer available until 30 Septermber 2026. Must take out eligible Medibank Overseas Workers Health covers by 30 September 2026. Offer available via phone, web, messaging and in store. For new members on new memberships residing in Australia on a working visa or Medibank members who are transferring from Medibank OSHC or ahm OSHC. Must be over the age of 18. Must quote promo code 'WORKER8 ’ when joining. Member must sign up to direct debit. Excludes Overseas Visitors Health Cover, all corporate covers, all Corporate Non-resident covers, all residential hospital and extras covers, Overseas Students Health Cover (OSHC), Ambulance Cover, ahm covers, and other selected covers. Waiting periods may apply to hospital cover. Not available if the policy holder has already taken up this offer, or taken up any other discount offer from Medibank within 12 months from the policy start date. Not available to Medibank employees. Not available with any other offer except the Overseas Extras only offer. Offer cannot be redeemed for cash. Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions without notice from time to time. 8 weeks free terms: Member must maintain direct debit and keep policy premium payments up to date and hold eligible cover for 42 consecutive days from the policy start date to get next 8 weeks free. If you change to an ineligible cover during this period, or you terminate or suspend your cover, 8 weeks free will not be issued. Request a call back Leave your details and a Medibank expert will be in touch to take you through

常见问题

进阶型 住院+医疗适用哪些签证?

Medibank 公开页列出的适用签证类别为:188、400、403、407、408、417、462、482、485、489。该页同时写明"and more",完整清单以官方页面为准。

这个档位能满足签证的 8501 条件吗?

该产品页自述可满足签证 8501 健康保险条件。以官方 PDS 与签证局要求为准。

本站能给我报价吗?

Medibank 保费由报价引擎按签证期限、人数与州别实时计算,公开页不含可引用价格表;本站不提供保费数字,价格一律指向官方报价。

资料来源:https://www.medibank.com.au/overseas-health-insurance/cover/advanced-hospital-medical/ · 采集批次 20260806-2234 · 采集日期 2026-08-06
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