Medibank 保险产品资料 Medibank 资料
OVHC

全面型 住院

官方产品名:Overseas Visitors Comprehensive Hospital

This cover meets the Australian Government’s requirements for adequate health insurance (visa condition 8501). Great value Hospital cover that meets any visa health insurance requirements (condition 8501). Suitable for visitors who want comprehensive in-hospital support but don’t need cover for outpatient services such as GP visits.

适用签证:300、461、590、600、601、651、870
8501 条件:页面自述可满足
保费:本站不提供数字,见文末说明
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住院保障

以下为官方页面原文摘录(未翻译,避免转述失真)

that meets any visa health insurance requirements (condition 8501). Suitable for visitors who want comprehensive in-hospital support but don’t need cover for outpatient services such as GP visits. Loading from This cover meets visa condition 8501

住院给付

以下为官方页面原文摘录(未翻译,避免转述失真)

' below. Public Hospital (as a private patient) Overnight accommodation in a private or shared room Same-day admissions Intensive care Operating theatre fees Outpatient and emergency department charges (where it leads to an admission) Hospital benefits Members’ Choice hospitals Medibank has agreements with most private hospitals and day surgeries in Australia. We call this our Members’ Choice network. When you visit a Members’ Choice hospital you will generally get better value for money compared to a non-Members’ Choice private hospital, provided the service is included under our agreement with the hospital and not Excluded under your cover. To find your nearest Members’ Choice hospital, visit medibank.com.au/memberschoice . Members’ Choice hospitals are subject to change from time to time and are not available in all areas. Inpatient medical benefits Overseas Visitors Comprehensive Hospital includes benefits towards medical services provided by a doctor, that are listed in the government’s Medicare Benefits Schedule (MBS). The MBS is a list of medical services and corresponding fees. Overseas Visitors Comprehensive Hospital pays 100% of the MBS fee for: in-hospital medical services provided as part of an Included service (for example, surgeon and anaesthetist fees) If your doctor chooses to charge above the MBS fee you will likely have to pay an out-of-pocket expense to cover the difference. Private room promise If there isn’t a private room available at a Members’ Choice hospital, you may be entitled to receive $50 a night, for up to five nights per stay. You’ll need to request a private room from the Members’ Choice hospital at least 24 hours before your stay; you must provide supporting documentation to Medibank from the hospital about this request and you must be eligible to receive benefits for the treatment you received during your stay. Does not apply for same-day admissions or admissions for sleep studies, or where your doctor specifically requests a shared room for clinical reasons. In-hospital Family Boarder Benefit If you or someone on your membership is admitted to hospital for an Included service and either a partner, immediate family member, carer or next of kin (‘boarder’) needs to stay in hospital with them, we will pay towards the cost of accommodation and meals charged by the hospital for that boarder up to $150 per admission. $1,000,000 Total Annual Benefit Limit This cover has a total annual benefit limit of $1,000,000 per member, per

住院自付额

以下为官方页面原文摘录(未翻译,避免转述失真)

Hospital excess This is the amount you pay towards your hospital treatment before we pay any benefits. It's paid once per person, per calendar year. It does not apply to children on a family policy. $300 Excess No Excess Cover type Cover type Icon help Singles Couples Families Single Parents Join now Loading from --> from Hospital excess Hospital excess $300 Excess No Excess Cover type Cover type Singles Couples Families Single Parents Join now Hospital excess Hospital excess $300 Excess No Excess Cover type Cover type Singles Couples Families Single Parents This is the amount you pay towards your hospital treatment before we pay any benefits. It's paid once per person, per calendar year. It does not apply to children on a family policy. Need some help? We’re here to help you choose the health cover that matches your needs while you’re in Australia. Contact Medibank how it suits you; online 24/7, WeChat, in-store or by phone. Icon Mobile Contact us We’re here to help you choose the health cover that matches your needs while you’re in Australia. Ways to contact us Call 1300 981 380 Icon Contact Request a callback We’re here to help you choose the health cover that matches your needs while you’re in Australia. Request a callback Icon Chat Medibank 微信服务号 扫描二维码或搜索微信服务号Medibank_AU, 获取会员优惠,健康信息,保险相关知识及中文客服咨询服务。 Hospital cover Helps towards the accommodation costs and doctors, specialists, surgeons and anaesthetists fees for the Included services below. What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Inclusions Waiting Period What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or conditi

其他给付

以下为官方页面原文摘录(未翻译,避免转述失真)

24/7 Medibank Nurse and Mental Health Support Medibank health insurance members can chat to a registered nurse or mental health professional and get guidance on what they can do next. Chat online or call 1800 644 325 anytime of the day or night, 7 days a week at no extra cost. Some referred services may involve out of pocket costs and waiting periods may apply. Repatriation If you or any person on this cover sustains a substantial life-altering disability or a serious medical condition, as determined by us, and needs to return to their home country, we may arrange and pay the reasonable cost of travel with the appropriate medical supervision (up to $50,000). In the unfortunate event of death, we’ll pay the reasonable cost for the repatriation of mortal remains of you or anyone else on your membership to their home country (up to $5,000). The provision of any repatriation benefit is at our discretion. Conditions apply, including waiting periods. Contact us or refer to the Overseas Visitors Member Guide for more information. Live better, get rewarded You could earn up to $400 worth of rewards every year. ++ You can earn points by tracking healthy actions. And when you're an eligible Medibank Overseas Visitors Health Cover member with hospital or extras, these points can go towards rewards from select partners such as adidas and THEICONIC, as well as select Apple products, extras limit increases or a $200 premium payment. ≈ If your situation changes If at any time you gain access to full Medicare entitlements or your visa status changes (e.g. you are granted permanent residency), Overseas Visitors Comprehensive Hospital may no longer be suitable. In these instances, you should notify us of the change in your circumstances. Medibank can still remain an important part of your private health insurance plans as we offer a large range of other covers.

需要留意的地方

以下为官方页面原文摘录(未翻译,避免转述失真)

Find out more about things like waiting periods and pre-existing conditions or check our list of definitions if you don't know the meaning of a word or phrase Find out more Things you need to know ++ Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions . To earn Live Better points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. The maximum number of Live Better points that each Medibank Live Better member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better points. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence. ≈ Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms . Request a call back Leave your details and a Medibank expert will be in touch to take you through your options. In providing your telephone number, you consent to Medibank contacting you about health insurance. Your name . Phone number I am a Medibank member Submit We'll have someone call you soon to help with any questions you have. Ok COVID-19 Health Assist - Expression o

常见问题

全面型 住院适用哪些签证?

Medibank 公开页列出的适用签证类别为:300、461、590、600、601、651、870。该页同时写明"and more",完整清单以官方页面为准。

这个档位能满足签证的 8501 条件吗?

该产品页自述可满足签证 8501 健康保险条件。以官方 PDS 与签证局要求为准。

本站能给我报价吗?

Medibank 保费由报价引擎按签证期限、人数与州别实时计算,公开页不含可引用价格表;本站不提供保费数字,价格一律指向官方报价。

资料来源:https://www.medibank.com.au/overseas-health-insurance/cover/comprehensive-hospital/ · 采集批次 20260806-2234 · 采集日期 2026-08-06
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