OVHC
资料来源:https://www.medibank.com.au/overseas-health-insurance/cover/starter-hospital-medical/
· 采集批次 20260806-2234 · 采集日期 2026-08-06
入门型 住院+医疗
官方产品名:Overseas Visitors Starter Hospital and Medical
A mid level cover option for younger visitors to Australia who don’t require health cover for visa purposes (condition 8501), but want the peace of mind of having cover for more than the essentials (incl. Heart and vascular system services) during their time in Australia.
适用签证:188、400、417、462、489、600、601、651
8501 条件:页面自述不用于满足 8501
保费:本站不提供数字,见文末说明
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与 Medibank Private Limited 无隶属、代理或授权关系,不是其官方网站,
也不代表其发布任何公告或价格。产品信息整理自其公开页面,以官方 PDS 与报价为准。
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住院保障
以下为官方页面原文摘录(未翻译,避免转述失真)
Helps towards the accommodation costs and doctors, specialists, surgeons and anaesthetists fees for the Included services below. What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Inclusions Waiting Period What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Icon help Icon Tick Ambulance services Unlimited emergency ambulance services Australia-wide. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn’t be transported any other way. Waiting Period Icon help Nil Nil Icon Tick Public hospital accident and emergency departments If you need to attend a public hospital accident and emergency department, we’ll pay 100% of any ‘facility fee’ charged by the hospital for attending their hospital department. The fee may not include all medical services provided and out-of-pocket expenses may apply such as for x-rays, blood tests and any charges raised by the doctor above the benefit we pay. Waiting Period Icon help Nil Nil Icon Tick Rehabilitation Hospital treatment for physical rehabilitation for a patient related to surgery or illness. For example: inpatient and admitted day patient rehabilitation, stroke recovery, cardiac rehabilitation. Waiting Period Icon help 2 months 2 months Icon Tick Brain and nervous system Hospital t
住院给付
以下为官方页面原文摘录(未翻译,避免转述失真)
' below. Public Hospital (as a private patient) Overnight accommodation in a private or shared room Same-day admissions Intensive care Operating theatre fees Outpatient and emergency department charges Hospital benefits Members’ Choice hospitals Medibank has agreements with most private hospitals and day surgeries in Australia. We call this our Members’ Choice network. When you visit a Members’ Choice hospital you will generally get better value for money compared to a non-Members’ Choice private hospital, provided the service is included under our agreement with the hospital and not Excluded under your cover. To find your nearest Members’ Choice hospital, visit medibank.com.au/memberschoice . Members’ Choice hospitals are subject to change from time to time and are not available in all areas.
住院自付额
以下为官方页面原文摘录(未翻译,避免转述失真)
Hospital excess This is the amount you pay towards your hospital treatment before we pay any benefits. It's paid once per person, per calendar year. $300 Excess No Excess Cover type Cover type Icon help Singles Couples Join now Loading from --> from Hospital excess Hospital excess $300 Excess No Excess Cover type Cover type Singles Couples Join now Hospital excess Hospital excess $300 Excess No Excess Cover type Cover type Singles Couples This is the amount you pay towards your hospital treatment before we pay any benefits. It's paid once per person, per calendar year. Need some help? We’re here to help you choose the health cover that matches your needs while you’re in Australia. Contact Medibank how it suits you; online 24/7, WeChat, in-store or by phone. Icon Mobile Contact us We’re here to help you choose the health cover that matches your needs while you’re in Australia. Ways to contact us Call 1300 981 380 Icon Contact Request a callback We’re here to help you choose the health cover that matches your needs while you’re in Australia. Request a callback Icon Chat Medibank 微信服务号 扫描二维码或搜索微信服务号Medibank_AU, 获取会员优惠,健康信息,保险相关知识及中文客服咨询服务。 Hospital cover Helps towards the accommodation costs and doctors, specialists, surgeons and anaesthetists fees for the Included services below. What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Inclusions Waiting Period What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new
医疗给付
以下为官方页面原文摘录(未翻译,避免转述失真)
below). Surgically implanted prostheses (such as an artificial body part like a limb) and other items on the Australian Government’s Prescribed List of Medical Devices and Human Tissue Products ^^ . Pharmaceutical Benefits Scheme (PBS)** listed medication given to you as part of your admitted treatment for most medical conditions, including medication prescribed for after you leave hospital. Private Hospital Overnight accommodation in a private or shared room Same-day admissions Intensive care Other benefits as set out in ' Hospital benefits' below. Public Hospital (as a private patient) Overnight accommodation in a private or shared room Same-day admissions Intensive care Operating theatre fees Outpatient and emergency department charges Hospital benefits Members’ Choice hospitals Medibank has agreements with most private hospitals and day surgeries in Australia. We call this our Members’ Choice network. When you visit a Members’ Choice hospital you will generally get better value for money compared to a non-Members’ Choice private hospital, provided the service is included under our agreement with the hospital and not Excluded under your cover. To find your nearest Members’ Choice hospital, visit medibank.com.au/memberschoice . Members’ Choice hospitals are subject to change from time to time and are not available in all areas. Hospital excess With Overseas Visitors Starter Hospital and Medical you can choose from a $250 or $750 excess . This is the amount you pay towards your hospital treatment before we pay any benefits. It's payable once per member, per calendar year if admitted to hospital. If you choose a higher excess you will pay a lower premium, but will need to pay more to your own accommodation costs. For example: You choose an excess of $750. You'd need to pay $750 towards your accomodation costs before we'll pay any benefits. Medical benefits Overseas Visitors Starter Hospital and Medical includes benefits towards medical services provided by a doctor, that are listed in the government’s Medicare Benefits Schedule (MBS). The MBS is a list of medical services and corresponding fees. Overseas Visitors Starter Hospital and Medical pays 100% of the MBS fee for: general practitioner (GP) consultations other medical services provided out-of-hospital (for example specialists, pathology and x-rays), except where that service is Excluded under your Hospital cover in-hospital medical services provided as part of an Included service (for example surgeon
其他给付
以下为官方页面原文摘录(未翻译,避免转述失真)
24/7 Medibank Nurse Support Medibank health insurance members can chat to a registered nurse about their health questions or concerns and get guidance on what they can do next. Chat online or call 1800 644 325 anytime of the day or night, 7 days a week at no extra cost. # If your situation changes If at any time you gain access to full Medicare entitlements or your visa status changes (e.g. you are granted permanent residency), Overseas Visitors Starter Hospital and Medical may no longer be suitable. In these instances, you should notify us of the change in your circumstances. Medibank can still remain an important part of your private health insurance plans as we offer a large range of other covers.
需要留意的地方
以下为官方页面原文摘录(未翻译,避免转述失真)
Find out more about things like waiting periods and pre-existing conditions or check our list of definitions if you don't know the meaning of a word or phrase Find out more ~The fee may not include all medical services provided and out-of-pocket expenses may apply such as for x-rays, blood tests and any charges raised by the doctor above the benefit we pay. ^^If you need to be hospitalised for a procedure requiring a surgically implanted prosthesis (for example: a pacemaker or cardiac stent), we’ll pay the minimum benefit for the thousands of items set out in the Australian Government’s Prostheses List. **The PBS provides subsidised prescription drugs to residents of Australia, as well as certain foreign visitors covered by a Reciprocal Health Care Agreement. # Some referred services may involve out of pocket costs and waiting periods may apply. Request a call back Leave your details and a Medibank expert will be in touch to take you through your options. In providing your telephone number, you consent to Medibank contacting you about health insurance. Your name . Phone number I am a Medibank member Submit We'll have someone call you soon to help with any questions you have. Ok COVID-19 Health Assist - Expression of interest Complete this form to express your interest in one of our programs. If you're eligible, a member of our team will call you within 2-3 business days. What program are you interested in? Special Pandemic Support COVID-19 Monitoring at Home COVID-19 Recovery at Home Do you have current Hospital cover with Medibank? Yes No Sorry, only members with current Hospital cover are eligible to participate in these programs Eligible Medibank members with Extras cover are able to access a range of telehealth services included on their cover - you can find out more here . Alternatively, if you would like to talk to one of our team about your cover, we're here on 132 331 . Next
常见问题
入门型 住院+医疗适用哪些签证?
Medibank 公开页列出的适用签证类别为:188、400、417、462、489、600、601、651。该页同时写明"and more",完整清单以官方页面为准。
这个档位能满足签证的 8501 条件吗?
该产品页自述面向"不需要为签证目的购买保险"的人群,不用于满足 8501 条件。
本站能给我报价吗?
Medibank 保费由报价引擎按签证期限、人数与州别实时计算,公开页不含可引用价格表;本站不提供保费数字,价格一律指向官方报价。