Medibank 保险产品资料 Medibank 资料
OSHC

OSHC 基础型

官方产品名:Essentials OSHC

Cover that meets your student visa health insurance requirements (for all course types), while helping towards your hospital and medical costs.

适用签证:500
8501 条件:该页未明确说明
保费:本站不提供数字,见文末说明
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住院保障

以下为官方页面原文摘录(未翻译,避免转述失真)

Helps towards the accommodation costs and doctors, specialists, surgeons and anaesthetists fees for the Included services below. What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Services that are Included Waiting Period What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Icon help Icon Tick Ambulance services Unlimited emergency ambulance services Australia-wide. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn’t be transported any other way. Waiting Period Icon help Nil Nil Icon Tick Accident and emergency departments If you need to attend an accident and emergency department, we’ll pay 100% of any ‘facility fee’ charged by the hospital for attending their accident and emergency department. ~ Waiting Period Icon help Nil Nil Icon Tick Rehabilitation Hospital treatment for physical rehabilitation for a patient related to surgery or illness. For example: inpatient and admitted day patient rehabilitation, stroke recovery, cardiac rehabilitation. Waiting Period Icon help Nil (12 months for pre-existing conditions) Nil (12 months for pre-existing conditions) Icon Tick Hospital psychiatric services Hospital treatment for the treatment and care of patients with psychiatric, mental, addiction or behavioural disorders.

住院给付

以下为官方页面原文摘录(未翻译,避免转述失真)

below. Public Hospital (as a private patient) Overnight accommodation in a private or shared room Same-day admissions Intensive care Operating theatre fees Outpatient and emergency department charges Other hospital items we pay benefits towards: Doctors' fees for Included in-hospital medical services (as set out in

医疗给付

以下为官方页面原文摘录(未翻译,避免转述失真)

below). Surgically implanted prostheses (such as an artificial joint for a shoulder replacement) and other items on the Federal Government's Prostheses List^^ Hospital benefits Members’ Choice hospitals Medibank has agreements with most private hospitals and day surgeries in Australia. We call this our Members’ Choice network. When you visit a Members’ Choice hospital you will generally get better value for money compared to a non-Members’ Choice private hospital, provided the service is included under our agreement with the hospital and not Excluded under your cover. To find your nearest Members’ Choice hospital, visit medibank.com.au/memberschoice . Members’ Choice hospitals are subject to change from time to time and are not available in all areas. Medical benefits Essentials OSHC includes benefits towards medical services provided by a doctor, that are listed in the government’s Medicare Benefits Schedule (MBS). The MBS is a list of medical services and corresponding fees. For Included services We pay 100% of the MBS fee for: In-hospital medical services provided as part of an Included service (for example, surgeon and anaesthetist fees) General practitioner (GP) consultations We pay at least 85% of the MBS fee for: Other medical services provided out-of-hospital (for example, specialists, pathology and x-rays), except for Assisted reproductive services. Allied health services billed with an MBS item number (for example, eye checks and services related to chronic disease and mental health management plans). You must pay any difference between the benefit we pay and the actual fee charged by the doctor, known as an out-of-pocket expense. For example: If the MBS fee for item number for a GP consultation is $41.40. You visit a doctor that charges $50. You have Essentials OSHC that pays 100% of the MBS fee for GP consultations. This means you would get back $41.40. Your out-of-pocket cost would be $8.60.

其他给付

以下为官方页面原文摘录(未翻译,避免转述失真)

24/7 Student Health and Support Line Medibank OSHC members can call 1800 887 283 for: • Medical assistance from a registered nurse • Counselling services • Emergency legal advice • Travel document assistance • Health system guide • Family and friends message service • Living in Australia support • Interpreter service. Direct Billing Direct billing means the doctor will bill Medibank directly for your consultation. Please note, there may be some costs that are not covered by Medibank, which you will have to pay out of your own pocket. Direct billing centres If your situation changes If at any time you gain access to full Medicare entitlements or your visa status changes (e.g. you are granted permanent residency), Essentials OSHC may no longer be suitable. In these instances, you should notify us of the change in your circumstances. Medibank can still remain an important part of your private health insurance plans as we offer a large range of other covers.

常见问题

OSHC 基础型适用哪些签证?

Medibank 公开页列出的适用签证类别为:500。该页同时写明"and more",完整清单以官方页面为准。

这个档位能满足签证的 8501 条件吗?

该产品页未明确说明 8501 条件,请以官方页面与签证要求为准。

本站能给我报价吗?

Medibank 保费由报价引擎按签证期限、人数与州别实时计算,公开页不含可引用价格表;本站不提供保费数字,价格一律指向官方报价。

资料来源:https://www.medibank.com.au/overseas-health-insurance/oshc/essentials-oshc/ · 采集批次 20260806-2234 · 采集日期 2026-08-06
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